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Extensive property insurance with market-leading capacity of up to US$1.5 billion to cover financial losses arising from an incident at your property, supported by specialist claims, risk engineering, and risk management services.

Comprehensive, flexible cover

Our expertise and experience enables us to offer property damage solutions to suit the needs of your business, whether for specific sites, a number of sites or equipment, or against “all risks”.

Simplify your insurance plan

Our market-leading capacity of up to US$1.5 billion for well-protected, well-managed your risks management reduces the need for multiple insurers, helping you to simplify your risk management program.

Expert loss control engineering

Our specialist team of loss control engineers helps to identify and reduce potential exposures, reducing the chance of loss and mitigating the impact of unexpected events.

Global support and expertise

When disaster strikes, local resources are put under extreme pressure. The ability to call on global resources is one of the key strengths of our international network of claims specialists, and vitally important to get you back up and running as quickly as possible following a catastrophe.

Reducing flow effects

Damage to your commercial property can threaten the whole business, when the cash flow is also halted. We can help with policies that cover not only the damage loss, but also the income and other expenses for the period.

Who's it for?

This protection is offered to industry of healthcare, manufacturing, retail, or an institution of higher education, certain commercial properties face mounting exposures from events such as fire, flood or even terrorism. These businesses need additional capacity to protect their high-value properties from a variety of natural or man-made threats.

What's covered?

• Available limits of up to US$1.5 billion
• Comprehensive property damage and business interruption coverage
• Natural catastrophe capacity, including earthquake, flood and windstorm
• Extension to cover clients’ business interruption due to a loss at the premises of customers or suppliers (CBI)
• Extension to include equipment breakdown coverage