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Risk Managers' increasing awareness of their management liabilities

Administrators, managers and directors of any company, regardless of its size or activities, carry significant responsibilities in relation to the way they conduct themselves and justify the trust placed in them. This may result in claims against them for actual and alleged breach of duty, neglect, misstatements, errors and omissions.

Taking the pain out of investigation

There is a growing number of governing bodies or authorities who can investigate a company and today more attention is being focused of smaller companies. Even if an individual is not yet personally under investigation, immediate expert legal guidance can help and perhaps stop the situation becoming more serious.

Shared responsibility

As directors and managers are between them jointly and severally liable, an error on the part of one can have financial and personal consequences for the others, who may have acted completely correctly. Strong cover, that ring-fence the cover individuals can receive, can help build the confidence required to work together.

Challenging Regulatory Environment

In Indonesia's increasingly litigious business environment, companies and their directors and officers are subjected to ever more onerous duties and responsibilities, and face a growing risk of being the target of legal action as a result of the management and business decisions they take.
In spite of this exposure, a significant number of directors and officers do not have adequate management liability insurance in place.

Directors and Officers Liability, the best possible defence

Investigations and court cases are time consuming and very expensive. Directors and Officers (D&O) insurance cover from AIG assures that our clients will have the highest quality legal representation and assistance from the first moment that an action commences.

Who is it for?

Public and private companies, partnerships and not for profit entities.

What is covered?

Provides cover for all company officers, directors and managers – past, present or future. The cover includes:

  • Legal defence cost
  • Coverage is extended to subsidiaries of the policyholder, as well as the representatives of the policyholder or its subsidiaries in companies in which participating minority.
  • Coverage to Individuals in the case of non-compliance with employment practices law
  • Specific extensions and value-added services tailored to each customer

Product Details

CorporateGuard Premiere 2010

Provides broader, more relevant coverage, with fewer restrictions and more unique value added services.


Dragonshield™ is our best-ever suite of management liability insurance solutions, designed from scratch to meet the needs of our business partners in Asia.

Designed in Asia for local, international and global businesses, we believe our management liability insurance solutions will give directors and company officers the confidence to make the right decisions for their businesses.